Tips and Insights on Mortgages and Buying Homes

Buying a condo? Check out the reserve fund
Thinking of buying a condo in Toronto? Here are the key points to know so you can understand the reserve ...
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Self employed? Mortgage planning is *key*
What you need to know about getting a self-employed mortgage If you're an entrepreneur, small business owner, consultant, or work ...
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Private mortgage rates: why are they so high?
Unpacking private mortgage rates The first step in understanding private mortgage rates is to get back to the basics. Let's ...
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Why a reverse mortgage?
Need money but don't want to sell your home? A reverse mortgage might be a good option For many Canadians, ...
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Fixed or variable rate mortgage: which is better?
Fixed or variable rate mortgage: is rate the only thing to look at? One of the biggest questions you'll face ...
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Understanding mortgage rates
This is why mortgage rates are suddenly way more complicated If you’ve been shopping for a mortgage lately, you’ll have ...
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How to buy your first home by 29
What's the rush? The financial "why" HSBC did an interesting study in the UK in 2014. It suggested that if you buy ...
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“Conditional on financing”: the most important part of your offer
"Conditional on financing" - do I need this? When you find the condo or house of your dreams, and want ...
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Balance mortgage rate with options, privileges and payment schedules
What is an Interest-Saving Mortgage? One of the problems in the mortgage industry is the way mortgages are advertised: usually ...
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Stress test yourself!
Do your own personal stress test There's been a lot of freaking out about the latest rendition of the mortgage ...
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New mortgage stress test for 2018 – why you might want to buy or refinance *now*
Purchase - or refinance - before the rules change in January If you’re looking to buy with a down payment ...
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Difficulty making mortgage payments?
Many factors can make it hard to make your mortgage payments Sometimes unforeseen financial circumstances can result in your having ...
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