Tag: self-employed

Free First-time Homebuyer Seminar in Mississauga Nov 19th!

November 12, 2013 | By | Add a Comment

If you are a first-time homebuyer in Mississauga or in Toronto’s west end, please sign up for our seminar!  We will help arm you with the latest information on real estate trends, updates on changing mortgage rules, tips on government programs available to first-time homebuyers, and lots of other details on making the most of home […]

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Mortgage glossary – what is the financing clause?

November 7, 2013 | By | Add a Comment

When you are making an official bid to purchase a home, your first step will be writing up your “Offer to Purchase”.  Usually, you’ll be working with your real estate agent to put this together.  In the Offer, you will have the right to include several clauses that protect you in case things don’t work out.  Really, you’re protecting your deposit, […]

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Don’t be scared by the mortgage process

October 31, 2013 | By | 1 Comment

A mortgage broker can help! One-third of Canadians already use a mortgage broker when getting a new mortgage (source: CAAMP, May 2013).   And a report from the Bank of Canada a couple of years ago, analyzing data over decades, found that “brokers now play an important role in matching borrowers and lenders”.  Further, they stated […]

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Free home buyer seminar in central Toronto Nov 4

October 28, 2013 | By | Add a Comment

Thinking of buying a home in the next twelve months? There is a lot to learn if you want to avoid costly mistakes. The market is constantly changing, both on the real estate side, and on the financing side, which makes it even more challenging to know whether you have the right information. We’d like […]

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Real estate and mortgage forecast – the latest

October 25, 2013 | By | Add a Comment

Wishing for a crystal ball? Who isn’t?  At least, as far as real estate markets and mortgage forecasts go. However, the Bank of Canada gave us some guidance on October 23rd, through deciding not to raise rates (which was no suprise) but also by signalling that they are planning to maintain a neutral stance on rates for the […]

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Why a mortgage broker is your best option

October 14, 2013 | By | Add a Comment

First time getting a mortgage? Fifth? “Whether it’s your first time or your fifth time, shopping for a mortgage can often be confusing and even frustrating. Besides, who really has the time to research and compare mortgage lenders to ensure the best deal? Then there are all those crazy terms and acronyms — beacon scores, […]

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Home and Mortgage Essentials – Oct 2011

October 6, 2011 | By | Add a Comment

For mortgage tips and solutions for freelancers and business owners, and the latest Canadian real estate news, click to take a look at the October issue of our newsletter.   If you would prefer a pdf version, email me and I will be pleased to send you a copy.

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Want to get great mortgage rates? How Good Are Your Negotiating Skills?

February 28, 2011 | By | Add a Comment

Mortgage lenders should be competing for you If you’ve been researching buying a home and getting a new mortgage, or re-financing an existing mortgage, you probably know that mortgage rates are not cast in stone. There is lots of competition for your mortgage business, especially in urban areas like the GTA.  Toronto, Mississauga, Etobicoke, and Oakville […]

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