Tag: Oakville

Why use a mortgage broker? 10 reasons

December 4, 2015 | By | Add a Comment

Latest Home and Mortgage Newsletter The December 2015 issue of our mortgage newsletter covers a question you may be wondering about – what benefit do I get from using a mortgage broker? It covers 10 great ones!  (And for more, check out my thoughts on this, here, and some client testimonials, here!) There’s also a […]

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What is a private mortgage? Another entry in the mortgage glossary

November 16, 2015 | By | 6 Comments

What is a private mortgage and why might you want one? A private mortgage is one that is offered by an individual or a company who is not a mainstream or alternative institutional lender.  The private lender is willing to lend money out to borrowers who have equity in their property, need financing for a […]

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Overwhelmed by debt? Denial can hurt you more…

September 16, 2015 | By | 1 Comment

Waiting to deal with debt can hurt you The CBC published a great article a while back, entitled “Debt’s Dirty Dozen Danger Signs“.  The article highlights an issue we mortgage brokers come across all the time.  That is, people waiting too long to ask for help. A mortgage consolidation can give you financial breathing room If you […]

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Fixing your credit after bankruptcy

June 8, 2015 | By | 8 Comments

Mortgages and financing after bankruptcy One of the most common situations I encounter when talking to my post-bankruptcy clients is a lack of re-established credit. With our alternative lenders, I can get good rates for people with past credit challenges, even if there’s a bankruptcy or consumer proposal in the picture, but if there is […]

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Need a mortgage soon? What NOT to do

February 24, 2015 | By | 1 Comment

Buying a place you love? About to put an offer to purchase together?  Make sure you will be able to buy that place you fall in love with. You can lose your financing if you make the following mistakes: 1.  Assuming your pre-approval is all you need Be aware of the “non pre-approval”.  A full approval […]

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Financial rock and roll – Feb 2015 Home and Mortgage Newsletter is here!

February 1, 2015 | By | Add a Comment

Want a solid financial foundation? We all do, especially when thinking about retirement down the road.  And if there’s a lot of debt holding us back, it can get pretty stressful.  Trying to add an RRSP contribution to the mix, as many experts suggest (check out Rob Carrick’s article on why saving for retirement beats […]

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Bad credit? Mortgage options you should know about

January 9, 2015 | By | Add a Comment

Worried that your bad credit might stop you from getting a mortgage? You’re not alone – many people have credit issues in the past, and it can definitely make it hard to get a mortgage on your terms. That said, it doesn’t mean you won’t get one, nor does it mean that you’re stuck with that […]

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Opening doors, not building walls – the Dec 2014 Home and Mortgage Newsletter

December 1, 2014 | By | Add a Comment

Self-employed?  Come up against “the wall” yet? New mortgage rules are constantly being added in Canada.   We’re expecting changes coming up later in 2015 as well.  Here are some tips to get around the self-employed mortgage wall.  Read more in the December issue of the mortgage newsletter here… Starting smart…  The stats show more […]

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