Tag: new to Canada

My #1 financial tip? Give yourself (good) credit!

February 22, 2016 | By | 1 Comment

First: me, blogging about finance? My blogging on this site sometimes feels a bit uncomfortable. I hate that I might sound “preach-y”, or worse, bossy (something I’m kinda sensitive about, being the oldest child of four). And in reflecting on what my # 1 financial tip would be, who do I really think I am, trying to come […]

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Fall in love with your mortgage

February 14, 2015 | By | Add a Comment

Resent your mortgage? Or worse, are you a little afraid of it?  You’re not alone.  Most of us see the mortgage as this giant debt that is our single biggest monthly expense, and there’s not much that seems good about it. How can you appreciate your mortgage? Simple.  Get to understand it better. If you have […]

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Financial rock and roll – Feb 2015 Home and Mortgage Newsletter is here!

February 1, 2015 | By | Add a Comment

Want a solid financial foundation? We all do, especially when thinking about retirement down the road.  And if there’s a lot of debt holding us back, it can get pretty stressful.  Trying to add an RRSP contribution to the mix, as many experts suggest (check out Rob Carrick’s article on why saving for retirement beats […]

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First-time homebuyers: what do you deserve?

November 25, 2014 | By | 1 Comment

I work with many first-time homebuyers in Toronto, Mississauga, Oakville, and beyond.  Some have already talked to a professional of one type or another about their mortgage, others haven’t. All of them seem surprised at the time I take to provide them with information, options and scenarios that they could choose. “Why doesn’t everyone work with a mortgage broker?” … […]

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Free home buyer seminar in Toronto – join us Jan 13th!

January 6, 2014 | By | Add a Comment

Thinking of buying a home in the next twelve months? There is a lot to learn if you want to avoid costly mistakes. The market is constantly changing, both on the real estate side, and on the financing side, which makes it even more challenging to know whether you have the right information. Missed the […]

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Meeting with your mortgage broker – what do you need to bring?

December 22, 2013 | By | Add a Comment

Meeting with your mortgage broker for the first time So you have set up a meeting, and you’re wondering what information you’ll need?  I often get asked this before I meet with my clients, regardless of whether they are first-time homebuyers, seasoned property investors, or in between.  Every mortgage professional is a little bit different, but I […]

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Free First-time Homebuyer Seminar in Mississauga Nov 19th!

November 12, 2013 | By | Add a Comment

If you are a first-time homebuyer in Mississauga or in Toronto’s west end, please sign up for our seminar!  We will help arm you with the latest information on real estate trends, updates on changing mortgage rules, tips on government programs available to first-time homebuyers, and lots of other details on making the most of home […]

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Mortgage glossary – what is the financing clause?

November 7, 2013 | By | Add a Comment

When you are making an official bid to purchase a home, your first step will be writing up your “Offer to Purchase”.  Usually, you’ll be working with your real estate agent to put this together.  In the Offer, you will have the right to include several clauses that protect you in case things don’t work out.  Really, you’re protecting your deposit, […]

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