Tag: Mississauga

Fall in love with your mortgage

February 14, 2015 | By | Add a Comment

Resent your mortgage? Or worse, are you a little afraid of it?  You’re not alone.  Most of us see the mortgage as this giant debt that is our single biggest monthly expense, and there’s not much that seems good about it. How can you appreciate your mortgage? Simple.  Get to understand it better. If you have […]

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Financial rock and roll – Feb 2015 Home and Mortgage Newsletter is here!

February 1, 2015 | By | Add a Comment

Want a solid financial foundation? We all do, especially when thinking about retirement down the road.  And if there’s a lot of debt holding us back, it can get pretty stressful.  Trying to add an RRSP contribution to the mix, as many experts suggest (check out Rob Carrick’s article on why saving for retirement beats […]

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Bad credit? Mortgage options you should know about

January 9, 2015 | By | Add a Comment

Worried that your bad credit might stop you from getting a mortgage? You’re not alone – many people have credit issues in the past, and it can definitely make it hard to get a mortgage on your terms. That said, it doesn’t mean you won’t get one, nor does it mean that you’re stuck with that […]

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Self-employed? What you need to know about getting a mortgage

December 22, 2014 | By | 1 Comment

Are you an entrepreneur? …  Or a small business owner, freelancer, consultant, contract employee, or working in a capacity other than full-time salary? Salaried employees can easily prove their income with a T4 slip. If you’re self-employed, chances are you’re working with an accountant and working really hard to report income that’s as low as you can […]

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Opening doors, not building walls – the Dec 2014 Home and Mortgage Newsletter

December 1, 2014 | By | Add a Comment

Self-employed?  Come up against “the wall” yet? New mortgage rules are constantly being added in Canada.   We’re expecting changes coming up later in 2015 as well.  Here are some tips to get around the self-employed mortgage wall.  Read more in the December issue of the mortgage newsletter here… Starting smart…  The stats show more […]

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First-time homebuyers: what do you deserve?

November 25, 2014 | By | 1 Comment

I work with many first-time homebuyers in Toronto, Mississauga, Oakville, and beyond.  Some have already talked to a professional of one type or another about their mortgage, others haven’t. All of them seem surprised at the time I take to provide them with information, options and scenarios that they could choose. “Why doesn’t everyone work with a mortgage broker?” … […]

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3 Steps to Buy Your First Home

June 1, 2014 | By | Add a Comment

This is for you, first-time homebuyers of the GTA! Talk about mixed messages. You think you’re ready to buy your first home, but then you start reading the news and there’s all this exciting doom and gloom stuff being talked about.  Writers express concern that tightening mortgage rules might push first-time homebuyers and investors out of […]

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Mortgage payout penalties – think all lenders are the same? Think again…

May 16, 2014 | By | Add a Comment

Mortgage lenders are not all created equal I deal with many different mortgage lenders, big and small banks, credit unions, and non-bank lenders alike, and they all come with both pros and cons.  Depending on your situation, a bank lender may be the perfect fit, or the last lender you should be considering. There is no […]

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