first-time homebuyer programs Archives - Ingrid Bjel McGaughey - Mortgage Broker

March 8, 2024 4 Comments

Here's what you need to know One of the fastest growing trends in Canada is single people buying their first home on their own, rather than waiting for a partner.  According to CMHC,

January 29, 2024 3 Comments

Buying your first home? Wishing you'd saved more? Maybe you have, but didn’t know it. There are several programs to help first-time buyers get into home ownership.  The Home Buyers’ Program, or HBP, allows you to access

December 5, 2023 3 Comments

What's the rush?  The financial "why" HSBC did an interesting study in the UK in 2014.  It suggested that if you buy your first home by 29, you create a positive cycle that not only

September 6, 2023 0 Comments

Can the FHSA help you buy your first home? On April 1, 2023, the Canadian government introduced the First Home Savings Account (FHSA) that is basically a hybrid between an RRSP and a TFSA. Like

February 13, 2023 3 Comments

RRSP: To contribute or not to contribute? The RRSP contribution deadline is looming and I've gotten quite a few calls and emails over the last couple of days from people scrambling to make a