Tag: First-time homebuyer

Mortgage payout penalties – think all lenders are the same? Think again…

May 16, 2014 | By | Add a Comment

Mortgage lenders are not all created equal I deal with many different mortgage lenders, big and small banks, credit unions, and non-bank lenders alike, and they all come with both pros and cons.  Depending on your situation, a bank lender may be the perfect fit, or the last lender you should be considering. There is no […]

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Smart RRSP strategies for first-time homebuyers

February 15, 2014 | By | 3 Comments

RRSP: To contribute or not to contribute? The RRSP contribution deadline is looming – it’s March 3rd this year – and I’ve gotten quite a few calls and emails over the last couple of days from people scrambling to make a last minute decision on whether or not to max out their RRSP, because they expect […]

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Free home buyer seminar in Toronto – join us Jan 13th!

January 6, 2014 | By | Add a Comment

Thinking of buying a home in the next twelve months? There is a lot to learn if you want to avoid costly mistakes. The market is constantly changing, both on the real estate side, and on the financing side, which makes it even more challenging to know whether you have the right information. Missed the […]

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Meeting with your mortgage broker – what do you need to bring?

December 22, 2013 | By | 2 Comments

Meeting with your mortgage broker for the first time So you have set up a meeting, and you’re wondering what information you’ll need?  I often get asked this before I meet with my clients, regardless of whether they are first-time homebuyers, seasoned property investors, or in between.  Every mortgage professional is a little bit different, but I […]

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Free First-time Homebuyer Seminar in Mississauga Nov 19th!

November 12, 2013 | By | Add a Comment

If you are a first-time homebuyer in Mississauga or in Toronto’s west end, please sign up for our seminar!  We will help arm you with the latest information on real estate trends, updates on changing mortgage rules, tips on government programs available to first-time homebuyers, and lots of other details on making the most of home […]

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Mortgage glossary – what is the financing clause?

November 7, 2013 | By | Add a Comment

When you are making an official bid to purchase a home, your first step will be writing up your “Offer to Purchase”.  Usually, you’ll be working with your real estate agent to put this together.  In the Offer, you will have the right to include several clauses that protect you in case things don’t work out.  Really, you’re protecting your deposit, […]

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Get the best mortgage rate, and more, in our November newsletter

November 5, 2013 | By | Add a Comment

5 tips for financial fitness How do you get the best mortgage rate in Toronto and Mississauga?  Maximize your financial fitness, that’s how!  Check out our latest issue of the Your Home and Mortgage Newsletter for “5 Tips for Financial Fitness”… Enjoy! Learn more about getting the best mortgage rate Check out more insights on mortgage planning in […]

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Don’t be scared by the mortgage process

October 31, 2013 | By | 1 Comment

A mortgage broker can help! One-third of Canadians already use a mortgage broker when getting a new mortgage (source: CAAMP, May 2013).   And a report from the Bank of Canada a couple of years ago, analyzing data over decades, found that “brokers now play an important role in matching borrowers and lenders”.  Further, they stated […]

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