Tag: bankuptcy

Protect your credit! Don’t be seduced into getting that department store card…

November 12, 2012 | By | 1 Comment

Applying for that store card can hurt you This is one of my pet peeves:  you walk into a store, go to make your purchase, and when you line up at the cash register, the clerk suggests perkily:  “Would you like to apply for our (fill-in-the-blank) Store Card? You can save $X dollars (or X […]

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Should you fear the “B Lender”?

October 2, 2012 | By | 23 Comments

Mainstream mortgage lenders are not for everyone One of our alternative lenders was visiting the office last week and gave us an update on their products and policies. What struck me, not for the first time, was that we Canadians are so nervous about venturing away from the so-called “A Lenders” and big names that […]

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10 Tips for Obtaining a Mortgage After Bankruptcy

April 16, 2011 | By | 1 Comment

Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But there’s hope – with a little planning, there are strategies for putting your credit back on track and getting approved for a mortgage after bankruptcy. To get a mortgage after bankruptcy:

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10 Tips for Obtaining a Mortgage After Bankruptcy

April 15, 2011 | By | Add a Comment

Hope after bankruptcy Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But there’s hope – there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy.  I’ve worked with many people to do just that. Here are […]

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7 Ways a Mortgage Broker Benefits You

March 11, 2011 | By | 1 Comment

You’re ready to buy that home.  Your next step is to go to your local branch of one of the big banks, right?  Or do you just apply for a mortgage online to get the best deal? The answer is: neither. 

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Want to get great mortgage rates? How Good Are Your Negotiating Skills?

February 28, 2011 | By | Add a Comment

Mortgage lenders should be competing for you If you’ve been researching buying a home and getting a new mortgage, or re-financing an existing mortgage, you probably know that mortgage rates are not cast in stone. There is lots of competition for your mortgage business, especially in urban areas like the GTA.  Toronto, Mississauga, Etobicoke, and Oakville […]

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