Search Results for 'credit bankruptcy'

What is a private mortgage? Another entry in the mortgage glossary

November 16, 2015 | By | 6 Comments

What is a private mortgage and why might you want one? A private mortgage is one that is offered by an individual or a company who is not a mainstream or alternative institutional lender.  The private lender is willing to lend money out to borrowers who have equity in their property, need financing for a […]

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Meeting with your mortgage broker – what do you need to bring?

December 22, 2013 | By | 2 Comments

Meeting with your mortgage broker for the first time So you have set up a meeting, and you’re wondering what information you’ll need?  I often get asked this before I meet with my clients, regardless of whether they are first-time homebuyers, seasoned property investors, or in between.  Every mortgage professional is a little bit different, but I […]

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Mortgage glossary – what is the financing clause?

November 7, 2013 | By | Add a Comment

When you are making an official bid to purchase a home, your first step will be writing up your “Offer to Purchase”.  Usually, you’ll be working with your real estate agent to put this together.  In the Offer, you will have the right to include several clauses that protect you in case things don’t work out.  Really, you’re protecting your deposit, […]

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A day in the life of a Toronto mortgage broker

April 19, 2013 | By | Add a Comment

What a mortgage broker really does Every so often I get a question from people that makes me realize that, in general, most people have no idea what I do.  They assume that I must sit in my office fielding calls and working on my computer from 9 to 5.  Or, the opposite view is that I […]

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Should you fear the “B Lender”?

October 2, 2012 | By | 23 Comments

Mainstream mortgage lenders are not for everyone One of our alternative lenders was visiting the office last week and gave us an update on their products and policies. What struck me, not for the first time, was that we Canadians are so nervous about venturing away from the so-called “A Lenders” and big names that […]

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Exceptional Mortgage Advice and Services

July 25, 2012 | By | 4 Comments

Welcome! You’re in the right place, if you need advice from an experienced mortgage professional who is focused on your goals and needs, not those of a bank.   Which are you? • Are you a first-time home buyer that wants to work with a trustworthy and knowledgeable mortgage broker to ensure that you get the […]

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Contact me

June 29, 2011 | By

Need mortgage solutions and professional mortgage advice, for Toronto, Mississauga, Oakville, or the GTA? Please get in touch with me for a no obligation chat about your financial situation.  Mortgage Broker Toronto, Mortgage Broker Mississauga, Mortgage Broker Oakville, mortgage advice. By Phone: Cell: 647-283-6765 Online: Email: ingrid (dot) mcgaughey (at) mtgarc (dot) ca By Mail: 405 […]

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Top Homebuying Mistakes and How to Avoid Them

April 26, 2011 | By | Add a Comment

In the market for a new home in the next year or two?  Make sure you avoid these common homebuying mistakes:  Not getting a pre-approval.     The very first thing you should do before doing much more than glancing through the real estate section of the newspaper or online is to go to your mortgage broker […]

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