Search Results for 'pre-approval'

Need a mortgage soon? What NOT to do

February 24, 2015 | By | 1 Comment

Buying a place you love? About to put an offer to purchase together?  Make sure you will be able to buy that place you fall in love with. You can lose your financing if you make the following mistakes: 1.  Assuming your pre-approval is all you need Be aware of the “non pre-approval”.  A full approval […]

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3 Steps to Buy Your First Home

June 1, 2014 | By | Add a Comment

This is for you, first-time homebuyers of the GTA! Talk about mixed messages. You think you’re ready to buy your first home, but then you start reading the news and there’s all this exciting doom and gloom stuff being talked about.  Writers express concern that tightening mortgage rules might push first-time homebuyers and investors out of […]

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Mortgage glossary – what is the financing clause?

November 7, 2013 | By | Add a Comment

When you are making an official bid to purchase a home, your first step will be writing up your “Offer to Purchase”.  Usually, you’ll be working with your real estate agent to put this together.  In the Offer, you will have the right to include several clauses that protect you in case things don’t work out.  Really, you’re protecting your deposit, […]

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Mortgage and divorce – where to start

October 9, 2013 | By | Add a Comment

Mortgage and divorce If you’re in the beginning stages of  a divorce or separation, chances are that your finances are on your mind. And unfortunately, you have a lot of other pieces of your life to figure out at the same time. You don’t need me to tell you that the experience can get incredibly […]

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Top 5 mistakes first-time homebuyers make

May 29, 2013 | By | Add a Comment

Common mistakes made by first-time homebuyers… …  And how not to make them! I tend to revise this list from time to time, based on what I’m seeing with my clients.  So here’s my latest list of the top five mistakes first-time homebuyers (and even experienced homebuyers!) make: 1.  Not getting a mortgage pre-approval You […]

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Five New Year’s Resolutions for First-time Home Buyers and Real Estate Investors

January 7, 2013 | By | Add a Comment

Welcome to 2013, Home Buyers and Investors! This may seem really geeky, but I really get a kick out of goal setting, so new year’s resolutions are a given for me. If buying a new Ontario home or investment property is on your radar this year, here are five resolutions for first-time home buyers and […]

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Buy your cottage and keep it, too

June 27, 2012 | By | Add a Comment

We just got back from our cottage on the Ottawa River. We find it wonderful there… Wild windswept forest, water gently lapping onto the sandy beach, fresh air strongly scented with pine. (Oh, and mosquitoes the size of hummingbirds, but hopefully some long overdue hot dry weather will beat them into submission). Are we there […]

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First Time Home Buyer

June 29, 2011 | By | Add a Comment

Congratulations on your decision to buy your first home! Since you’re here, you’ve obviously decided to get educated and informed.  I applaud you for that – it takes discipline and commitment! Before you start seriously looking at possible homes, it’s important to understand the financial options available to you and how to get the best deal. Here are the […]

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