Search Results for 'bad credit'

Understanding mortgage rates

August 9, 2018 | By | Add a Comment

This is why mortgage rates are suddenly way more complicated If you’ve been shopping for a mortgage lately, you’ll have noticed that rates can be all over the map. That’s because new mortgage rules have made the mortgage pricing matrix is much more complicated, and online mortgage quotes are less reliable. That’s why it’s important […]

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What is a private mortgage? Another entry in the mortgage glossary

November 16, 2015 | By | 6 Comments

What is a private mortgage and why might you want one? A private mortgage is one that is offered by an individual or a company who is not a mainstream or alternative institutional lender.  The private lender is willing to lend money out to borrowers who have equity in their property, need financing for a […]

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Overwhelmed by debt? Denial can hurt you more…

September 16, 2015 | By | 1 Comment

Waiting to deal with debt can hurt you The CBC published a great article a while back, entitled “Debt’s Dirty Dozen Danger Signs“.  The article highlights an issue we mortgage brokers come across all the time.  That is, people waiting too long to ask for help. A mortgage consolidation can give you financial breathing room If you […]

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First Home

February 9, 2015 | By | Add a Comment

Buying your first home? If you are a first-time homebuyer, you’re probably overwhelmed with all the many details you need to consider.  I get it!  Even on the mortgage side of things, there are so many choices and options to take into account. I’ve built this site to try to deliver as much professional mortgage advice […]

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Should you fear the “B Lender”?

October 2, 2012 | By | 23 Comments

Mainstream mortgage lenders are not for everyone One of our alternative lenders was visiting the office last week and gave us an update on their products and policies. What struck me, not for the first time, was that we Canadians are so nervous about venturing away from the so-called “A Lenders” and big names that […]

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Let’s resolve… to clear these holiday bills and start building wealth!

January 22, 2012 | By | Add a Comment

The holiday hit Most Canadians suffer with their highest personal debt load in January, when the “holiday hit” arrives, and our somewhat scary credit card statements let us know just how much we spent on the festive season. It’s especially hard if you already had a burgeoning debt load before the holidays. This year, make […]

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Consolidate Debt

June 29, 2011 | By | 1 Comment

Living paycheck to paycheck? You’re not alone.  Canadians are carrying heavier loads of personal debt than ever before. For some of us, the cost of servicing those debts is in itself an obstacle to correcting the problem. Each month can be a chase to make the interest payments to keep the debt afloat.  Sometimes, it may […]

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Contact me

June 29, 2011 | By

Need mortgage solutions and professional mortgage advice, for Toronto, Mississauga, Oakville, or the GTA? Please get in touch with me for a no obligation chat about your financial situation.  Mortgage Broker Toronto, Mortgage Broker Mississauga, Mortgage Broker Oakville, mortgage advice. By Phone: Cell: 647-283-6765 Online: Email: ingrid (dot) mcgaughey (at) mtgarc (dot) ca By Mail: 405 […]

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