Category: Refinance

Private mortgage rates - Ingrid Bjel McGaughey - Toronto mortgage broker

Private mortgage rates: why are they so high?

Unpacking private mortgage rates The first step in understanding private mortgage rates is to get back to the basics.  Let's ...
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Reverse mortgage to access equity in your home | Ingrid Bjel McGaughey | Toronto Mortgage Broker | Certified Reverse Mortgage Specialist

Why a reverse mortgage?

Need money but don't want to sell your home? A reverse mortgage might be a good option For many Canadians, ...
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fixed or variable rate mortgage

Fixed or variable rate mortgage: which is better?

Fixed or variable rate mortgage: is rate the only thing to look at? One of the biggest questions you'll face ...
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Confused about mortgage rates | Ingrid Bjel McGaughey | toronto mortgage broker

Understanding mortgage rates

This is why mortgage rates are suddenly way more complicated If you’ve been shopping for a mortgage lately, you’ll have ...
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mortgage stress test

New mortgage stress test for 2018 – why you might want to buy or refinance *now*

Purchase - or refinance - before the rules change in January If you’re looking to buy with a down payment ...
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Mortgage approval strategies

Mortgage approval strategies can help make your dream a reality

You can improve mortgage qualifying success Yes, new mortgage rules have made it harder to qualify for a mortgage, whether ...
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mortgage planning for the new year

9 tips for surviving the housing market

Your Mortgage Blueprint for the New Year Canadians are definitely talking about the housing market – what do the new ...
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New mortgage rules and conventional mortgages in Canada | Ingrid Bjel McGaughey Toronto mortgage broker

Going, going, gone! [New mortgage rules and conventional mortgages]

Down payment of 20% plus?  New mortgage rules that affect you With all the media hubbub recently, you probably know that ...
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The bi-weekly mortgage payment - is it always better? Ingrid Bjel McGaughey - Toronto Mortgage Broker

Is the bi-weekly mortgage payment always better?

The mystique of the bi-weekly mortgage payment I met with clients over the weekend to do some mortgage planning. They're buying ...
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Monoline Mortgage Lenders - Ingrid Bjel McGaughey - Toronto Mortgage Broker

Why mortgage brokers like monoline lenders (and you should, too!)

Monoline mortgage lenders - offering mortgage choice Finding a perfect mortgage is like finding the perfect home. It’s an important ...
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B lender mortgage rates - Ingrid Bjel McGaughey - Toronto mortgage broker

What are B lender mortgage rates?

How much do alternative lenders charge? If you've considered a B lender, chances are you're worried about how much exactly you ...
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financial goals

Reaching your financial goals

What’s on your bucket list? Your bucket list includes all the goals you want to achieve, and the life experiences ...
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