Category: Refinance

Private mortgage lenders: how to use them successfully

Private mortgage lenders: how to use them successfully

If your mortgage broker suggests a private lender mortgage, you'll probably have many questions. That's a good thing! In order ...
seniors and reverse mortgages | Ingrid McGaughey | Toronto mortgage broker

Seniors and reverse mortgages: unlocking your home’s value

Aging in place with confidence: how reverse mortgages can benefit you If you've reached that point in life where you're ...
Private mortgage rates - Ingrid Bjel McGaughey - Toronto mortgage broker

Private mortgage rates: why are they so high?

Unpacking private mortgage rates The first step in understanding private mortgage rates is to get back to the basics.  Let's ...
Reverse mortgage to access equity in your home | Ingrid Bjel McGaughey | Toronto Mortgage Broker | Certified Reverse Mortgage Specialist

Why a reverse mortgage?

Need money but don't want to sell your home? A reverse mortgage might be a good option For many Canadians, ...
fixed or variable rate mortgage

Fixed or variable rate mortgage: which is better?

Fixed or variable rate mortgage: is rate the only thing to look at? One of the biggest questions you'll face ...
Confused about mortgage rates | Ingrid Bjel McGaughey | toronto mortgage broker

Understanding mortgage rates

This is why mortgage rates are suddenly way more complicated If you’ve been shopping for a mortgage lately, you’ll have ...
mortgage stress test

New mortgage stress test for 2018 – why you might want to buy or refinance *now*

Purchase - or refinance - before the rules change in January If you’re looking to buy with a down payment ...
Mortgage approval strategies

Mortgage approval strategies can help make your dream a reality

You can improve mortgage qualifying success Yes, new mortgage rules have made it harder to qualify for a mortgage, whether ...
mortgage planning for the new year

9 tips for surviving the housing market

Your Mortgage Blueprint for the New Year Canadians are definitely talking about the housing market – what do the new ...
New mortgage rules and conventional mortgages in Canada | CanadianMortgageCo.com Ingrid Bjel McGaughey Toronto mortgage broker

Going, going, gone! [New mortgage rules and conventional mortgages]

Down payment of 20% plus?  New mortgage rules that affect you With all the media hubbub recently, you probably know that ...
The bi-weekly mortgage payment - is it always better? Ingrid Bjel McGaughey - Toronto Mortgage Broker

Is the bi-weekly mortgage payment always better?

The mystique of the bi-weekly mortgage payment I met with clients over the weekend to do some mortgage planning. They're buying ...
Monoline Mortgage Lenders - Ingrid Bjel McGaughey - Toronto Mortgage Broker

Why mortgage brokers like monoline lenders (and you should, too!)

Monoline mortgage lenders - offering mortgage choice Finding a perfect mortgage is like finding the perfect home. It’s an important ...