Category: Purchase

bridge financing

Bridge financing: what you need to know

Bridge loans can help make transitions easier A bridge loan is a short-term financing tool that helps you “bridge” the ...
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Pre-approvals made simple

Pre-approvals made simple

The ins and outs of mortgage pre-approvals When you’re house hunting, it’s important to know the amount of mortgage you ...
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Home & Mortgage Newsletter - Feb 2017

Mortgage default insurance going up March 17

We're all looking to save a little money - every little bit helps. If you're planning to buy with less than ...
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mortgage planning for the new year

9 tips for surviving the housing market

Your Mortgage Blueprint for the New Year Canadians are definitely talking about the housing market – what do the new ...
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First-time homebuyers Toronto Mortgage Broker Ingrid Bjel McGaughey

Why use a mortgage broker? 59% would, when they learn the benefits

Do first-time homebuyers really get any benefit from a mortgage broker? Last week I met with Tom* and Marcy*, a couple ...
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New mortgage rules and conventional mortgages in Canada | Ingrid Bjel McGaughey Toronto mortgage broker

Going, going, gone! [New mortgage rules and conventional mortgages]

Down payment of 20% plus?  New mortgage rules that affect you With all the media hubbub recently, you probably know that ...
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New mortgage stress test and high ratio mortgages | | Ingrid Bjel McGaughey | toronto mortgage broker

Canada’s new mortgage stress test

The mortgage stress test - what you need to know On October 3, 2016, Canada's Finance Minister announced the latest ...
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High ratio mortgage | | Ingrid Bjel McGaughey | Toronto mortgage broker

What is a high ratio mortgage? [glossary]

How do you know if you need a high ratio mortgage? If you're buying a home, you've likely heard the ...
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The bi-weekly mortgage payment - is it always better? Ingrid Bjel McGaughey - Toronto Mortgage Broker

Is the bi-weekly mortgage payment always better?

The mystique of the bi-weekly mortgage payment I met with clients over the weekend to do some mortgage planning. They're buying ...
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First-time home buyer Toronto |

4 first time homebuyer programs you should know about

Buying your first home in Toronto? ...  Or surrounding areas such as Etobicoke, Mississauga, Oakville, or beyond?   There are ...
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7 reasons why you should let renters help pay your mortgage - ingrid bjel mcgaughey - Toronto mortgage broker

Buying your first home? Let renters help pay your mortgage [7 reasons why]

Seven reasons to let renters help pay your mortgage Are you buying your first home in Toronto or the GTA?  Consider ...
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Monoline Mortgage Lenders - Ingrid Bjel McGaughey - Toronto Mortgage Broker

Why mortgage brokers like monoline lenders (and you should, too!)

Monoline mortgage lenders - offering mortgage choice Finding a perfect mortgage is like finding the perfect home. It’s an important ...
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