Category: Purchase

How to buy a home after bankruptcy and get the mortgage you need | Toronto Mortgage Broker Ingrid McGaughey

Buy a home after bankruptcy – here’s how

Think you have to wait 7 years after bankruptcy before you can get a mortgage? That's a myth. You can ...
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Reserve fund in the condo status certificate | Ingrid Bjel McGaughey | Toronto mortgage broker |

Buying a condo? Check out the reserve fund

Thinking of buying a condo in Toronto? Here are the key points to know so you can understand the reserve ...
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Self-employed mortgage planning | Ingrid Bjel McGaughey | Toronto Mortgage Broker

Self employed? Mortgage planning is *key*

What you need to know about getting a self-employed mortgage If you're an entrepreneur, small business owner, consultant, or work ...
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fixed or variable rate mortgage

Fixed or variable rate mortgage: which is better?

Fixed or variable rate mortgage: is rate the only thing to look at? One of the biggest questions you'll face ...
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Confused about mortgage rates | Ingrid Bjel McGaughey | toronto mortgage broker

Understanding mortgage rates

This is why mortgage rates are suddenly way more complicated If you’ve been shopping for a mortgage lately, you’ll have ...
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Own your first home by 29 - Ingrid Bjel McGaughey - Toronto Mortgage Broker

How to buy your first home by 29

What's the rush?  The financial "why" HSBC did an interesting study in the UK in 2014.  It suggested that if you buy ...
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conditon on financing

“Conditional on financing”: the most important part of your offer

"Conditional on financing" - do I need this? When you find the condo or house of your dreams, and want ...
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Stress test your own debt - toronto mortgage broker ingrid mcgaughey

Stress test yourself!

Do your own personal stress test There's been a lot of freaking out about the latest rendition of the mortgage ...
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mortgage stress test

New mortgage stress test for 2018 – why you might want to buy or refinance *now*

Purchase - or refinance - before the rules change in January If you’re looking to buy with a down payment ...
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homebuyer of the future

Do you look like the next generation of homebuyers?

First-time homebuyers survey This past June, Mortgage Professionals Canada published their survey results on the next generation of homebuyers - ...
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property value

Home appraisals… What you need to know

What's a home appraisal? And why might I need one? These days, when you're arranging a new mortgage, it's becoming ...
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new home and reno

How to buy and renovate your new home

Many Toronto home buyers are looking at older properties and find themselves in a common predicament: they’ve found a property ...
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