Category: Purchase

fixed or variable rate mortgage

Fixed or variable rate mortgage: which is better?

Fixed or variable rate mortgage: is rate the only thing to look at? One of the biggest questions you'll face ...
Read More
Confused about mortgage rates | Ingrid Bjel McGaughey | toronto mortgage broker

Understanding mortgage rates

This is why mortgage rates are suddenly way more complicated If you’ve been shopping for a mortgage lately, you’ll have ...
Read More
Own your first home by 29 - Ingrid Bjel McGaughey - Toronto Mortgage Broker

How to buy your first home by 29

What's the rush?  The financial "why" HSBC did an interesting study in the UK in 2014.  It suggested that if you buy ...
Read More
conditon on financing

“Conditional on financing”: the most important part of your offer

"Conditional on financing" - do I need this? When you find the condo or house of your dreams, and want ...
Read More
Stress test your own debt - toronto mortgage broker ingrid mcgaughey

Stress test yourself!

Do your own personal stress test There's been a lot of freaking out about the latest rendition of the mortgage ...
Read More
mortgage stress test

New mortgage stress test for 2018 – why you might want to buy or refinance *now*

Purchase - or refinance - before the rules change in January If you’re looking to buy with a down payment ...
Read More
homebuyer of the future

Do you look like the next generation of homebuyers?

First-time homebuyers survey This past June, Mortgage Professionals Canada published their survey results on the next generation of homebuyers - ...
Read More
property value

Home appraisals… What you need to know

What's a home appraisal? And why might I need one? These days, when you're arranging a new mortgage, it's becoming ...
Read More
new home and reno

How to buy and renovate your new home

Many Toronto home buyers are looking at older properties and find themselves in a common predicament: they’ve found a property ...
Read More
bridge financing

Bridge financing: what you need to know

Bridge loans can help make transitions easier A bridge loan is a short-term financing tool that helps you “bridge” the ...
Read More

Pre-approvals made simple

The ins and outs of mortgage pre-approvals When you’re house hunting, it’s important to know the amount of mortgage you ...
Read More
Home & Mortgage Newsletter - Feb 2017

Mortgage default insurance going up March 17

We're all looking to save a little money - every little bit helps. If you're planning to buy with less than ...
Read More
Loading...