Category: Mortgage Planning

best mortgage features

Which mortgage features are most important?

It’s easy to look online for a mortgage rate. But most mortgages vary only slightly on that. So how do ...
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Rates have gone up - what next?

After the rate hike…what’s next?

On July 12th, for the first time in seven years, the Bank of Canada increased the overnight rate by .25%, ...
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bridge financing

Bridge financing: what you need to know

Bridge loans can help make transitions easier A bridge loan is a short-term financing tool that helps you “bridge” the ...
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Reverse Mortgage

When a reverse mortgage is the right solution

Reverse mortgages in Canada: Top 3 "why's" and "when's" We're seeing an uptick in people asking whether a reverse mortgage is right ...
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Pre-approvals made simple

Pre-approvals made simple

The ins and outs of mortgage pre-approvals When you’re house hunting, it’s important to know the amount of mortgage you ...
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How working with a Toronto mortgage broker saves money | | Ingrid Bjel McGaughey | Toronto Mortgage Broker

How using a mortgage broker reduces your rate by 17.5 basis points

Mortgage brokers drive mortgage rates down A 2011 Bank of Canada study said that "the average impact of a mortgage broker is ...
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mortgage planning for the new year

9 tips for surviving the housing market

Your Mortgage Blueprint for the New Year Canadians are definitely talking about the housing market – what do the new ...
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Mortgage rates going up Canada | Ingrid Bjel McGaughey | Toronto Mortgage Broker |

Mortgage rates going up: the Trump effect

Lenders advise: mortgage rates going up We've just received several notifications of mortgage rates going up, imminently.  Rob Carrick's latest article in ...
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First-time homebuyers Toronto Mortgage Broker Ingrid Bjel McGaughey

Why use a mortgage broker? 59% would, when they learn the benefits

Do first-time homebuyers really get any benefit from a mortgage broker? Last week I met with Tom* and Marcy*, a couple ...
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New mortgage rules and conventional mortgages in Canada | Ingrid Bjel McGaughey Toronto mortgage broker

Going, going, gone! [New mortgage rules and conventional mortgages]

Down payment of 20% plus?  New mortgage rules that affect you With all the media hubbub recently, you probably know that ...
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New mortgage stress test and high ratio mortgages | | Ingrid Bjel McGaughey | toronto mortgage broker

Canada’s new mortgage stress test

The mortgage stress test - what you need to know On October 3, 2016, Canada's Finance Minister announced the latest ...
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High ratio mortgage | | Ingrid Bjel McGaughey | Toronto mortgage broker

What is a high ratio mortgage? [glossary]

How do you know if you need a high ratio mortgage? If you're buying a home, you've likely heard the ...
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