Category: First Time Homebuyer

How working with a Toronto mortgage broker saves money | | Ingrid Bjel McGaughey | Toronto Mortgage Broker

How using a mortgage broker reduces your rate by 17.5 basis points

Mortgage brokers drive mortgage rates down A 2011 Bank of Canada study said that "the average impact of a mortgage broker is ...
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mortgage planning for the new year

9 tips for surviving the housing market

Your Mortgage Blueprint for the New Year Canadians are definitely talking about the housing market – what do the new ...
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Mortgage rates going up Canada | Ingrid Bjel McGaughey | Toronto Mortgage Broker |

Mortgage rates going up: the Trump effect

Lenders advise: mortgage rates going up We've just received several notifications of mortgage rates going up, imminently.  Rob Carrick's latest article in ...
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First-time homebuyers Toronto Mortgage Broker Ingrid Bjel McGaughey

Why use a mortgage broker? 59% would, when they learn the benefits

Do first-time homebuyers really get any benefit from a mortgage broker? Last week I met with Tom* and Marcy*, a couple ...
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New mortgage stress test and high ratio mortgages | | Ingrid Bjel McGaughey | toronto mortgage broker

Canada’s new mortgage stress test

The mortgage stress test - what you need to know On October 3, 2016, Canada's Finance Minister announced the latest ...
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High ratio mortgage | | Ingrid Bjel McGaughey | Toronto mortgage broker

What is a high ratio mortgage? [glossary]

How do you know if you need a high ratio mortgage? If you're buying a home, you've likely heard the ...
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The bi-weekly mortgage payment - is it always better? Ingrid Bjel McGaughey - Toronto Mortgage Broker

Is the bi-weekly mortgage payment always better?

The mystique of the bi-weekly mortgage payment I met with clients over the weekend to do some mortgage planning. They're buying ...
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First-time home buyer Toronto |

4 first time homebuyer programs you should know about

Buying your first home in Toronto? ...  Or surrounding areas such as Etobicoke, Mississauga, Oakville, or beyond?   There are ...
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7 reasons why you should let renters help pay your mortgage - ingrid bjel mcgaughey - Toronto mortgage broker

Buying your first home? Let renters help pay your mortgage [7 reasons why]

Seven reasons to let renters help pay your mortgage Are you buying your first home in Toronto or the GTA?  Consider ...
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Monoline Mortgage Lenders - Ingrid Bjel McGaughey - Toronto Mortgage Broker

Why mortgage brokers like monoline lenders (and you should, too!)

Monoline mortgage lenders - offering mortgage choice Finding a perfect mortgage is like finding the perfect home. It’s an important ...
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Single home buyer - Ingrid Bjel McGaughey - Toronto Mortgage Broker

Single and want to buy your first home?

Here's what you need to know One of the fastest growing trends in Canada is single people buying their first ...
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How much do I need for downpayment in 2016?

How much do I need for downpayment in 2016?

New downpayment rules coming February 2016 If you're buying a Canadian home in 2016, you may need a bigger downpayment ...
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