Search Results for 'credit bankruptcy'

Fixing your credit after bankruptcy

June 8, 2015 | By | 8 Comments

Mortgages and financing after bankruptcy One of the most common situations I encounter when talking to my post-bankruptcy clients is a lack of re-established credit. With our alternative lenders, I can get good rates for people with past credit challenges, even if there’s a bankruptcy or consumer proposal in the picture, but if there is […]

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Buy a home after bankruptcy – here’s how

February 9, 2021 | By | Add a Comment

Think you have to wait 7 years after bankruptcy before you can get a mortgage? That’s a myth. You can actually get a mortgage the day after you get discharged – though you might not want to. To find out how to buy a home after bankruptcy with your eyes wide open, read on! 1. […]

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My #1 financial tip? Give yourself (good) credit!

February 22, 2016 | By | 1 Comment

First: me, blogging about finance? My blogging on this site sometimes feels a bit uncomfortable. I hate that I might sound “preach-y”, or worse, bossy (something I’m kinda sensitive about, being the oldest child of four). And in reflecting on what my # 1 financial tip would be, who do I really think I am, trying to come […]

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Bad credit? Mortgage options you should know about

January 9, 2015 | By | Add a Comment

Worried that your bad credit might stop you from getting a mortgage? You’re not alone – many people have credit issues in the past, and it can definitely make it hard to get a mortgage on your terms. That said, it doesn’t mean you won’t get one, nor does it mean that you’re stuck with that […]

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Buying a home after bankruptcy? What to expect…

April 14, 2014 | By | 44 Comments

Buying a home after bankruptcy? If you’ve declared bankruptcy in the past, know that you’re not alone.  Further, know that your situation is nothing to be ashamed of.  No one wants to declare bankruptcy; sometimes, it may be the only solution to a difficult situation.  If you’re now thinking of buying a home after bankruptcy, you […]

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Less Than Perfect Credit

November 6, 2011 | By | 2 Comments

So, your credit has been less than perfect? Does this mean that you can’t qualify for a mortgage? Not at all!  You can still get a mortgage with bad credit.  One message I always try to get across to people is that there is a solution for every problem. Some may take a little more […]

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Repairing Bruised Credit

June 29, 2011 | By | 5 Comments

Less than perfect credit? So you have checked your credit and discovered, to your dismay, that it is not ideal. Perhaps you’ve missed a few payments, had a debt end up with a credit collection agency, or, most seriously, declared bankruptcy or agreed to a consumer proposal. As I’ve explained elsewhere on this site, this is not […]

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Establishing Credit

June 29, 2011 | By | 7 Comments

Lenders want to see triple A credit Mortgage lenders will definitely check your credit profile.  When they do, you want to be sure that everything looks great. Not sure what your credit rating even looks like… or if you even have one? Check out your credit report at Equifax Canada or TransUnion Canada.  This should […]

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