Search Results for 'credit'
My #1 financial tip? Give yourself (good) credit!
First: me, blogging about finance? My blogging on this site sometimes feels a bit uncomfortable. I hate that I might sound “preach-y”, or worse, bossy (something I’m kinda sensitive about, being the oldest child of four). And in reflecting on what my # 1 financial tip would be, who do I really think I am, trying to come […]
Fixing your credit after bankruptcy
Mortgages and financing after bankruptcy One of the most common situations I encounter when talking to my post-bankruptcy clients is a lack of re-established credit. With our alternative lenders, I can get good rates for people with past credit challenges, even if there’s a bankruptcy or consumer proposal in the picture, but if there is […]
Bad credit? Mortgage options you should know about
Worried that your bad credit might stop you from getting a mortgage? You’re not alone – many people have credit issues in the past, and it can definitely make it hard to get a mortgage on your terms. That said, it doesn’t mean you won’t get one, nor does it mean that you’re stuck with that […]
Your credit score – don’t just let it slide!
How long has it been since you checked your own credit? What’s that I hear? Crickets? 🙂 You’re not alone… Most of us kinda sorta have a sense of how our credit looks – great, so-so, or needing-improvement. But, like keeping your body fit, keeping your credit fit requires ongoing maintenance. Why should you care? […]
Protect your credit! Don’t be seduced into getting that department store card…
Applying for that store card can hurt you This is one of my pet peeves: you walk into a store, go to make your purchase, and when you line up at the cash register, the clerk suggests perkily: “Would you like to apply for our (fill-in-the-blank) Store Card? You can save $X dollars (or X […]
Less Than Perfect Credit
So, your credit has been less than perfect? Does this mean that you can’t qualify for a mortgage? Not at all! You can still get a mortgage with bad credit. One message I always try to get across to people is that there is a solution for every problem. Some may take a little more […]
Repairing Bruised Credit
Less than perfect credit? So you have checked your credit and discovered, to your dismay, that it is not ideal. Perhaps you’ve missed a few payments, had a debt end up with a credit collection agency, or, most seriously, declared bankruptcy or agreed to a consumer proposal. As I’ve explained elsewhere on this site, this is not […]
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