Search Results for 'credit'

My #1 financial tip? Give yourself (good) credit!

February 22, 2016 | By | 1 Comment

First: me, blogging about finance? My blogging on this site sometimes feels a bit uncomfortable. I hate that I might sound “preach-y”, or worse, bossy (something I’m kinda sensitive about, being the oldest child of four). And in reflecting on what my # 1 financial tip would be, who do I really think I am, trying to come […]

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Fixing your credit after bankruptcy

June 8, 2015 | By | 7 Comments

Mortgages and financing after bankruptcy One of the most common situations I encounter when talking to my post-bankruptcy clients is a lack of re-established credit. With our alternative lenders, I can get good rates for people with past credit challenges, even if there’s a bankruptcy or consumer proposal in the picture, but if there is […]

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Bad credit? Mortgage options you should know about

January 9, 2015 | By | Add a Comment

Worried that your bad credit might stop you from getting a mortgage? You’re not alone – many people have credit issues in the past, and it can definitely make it hard to get a mortgage on your terms. That said, it doesn’t mean you won’t get one, nor does it mean that you’re stuck with that […]

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Your credit score – don’t just let it slide!

October 17, 2014 | By | 2 Comments

How long has it been since you checked your own credit? What’s that I hear?  Crickets?  🙂 You’re not alone…  Most of us kinda sorta have a sense of how our credit looks – great, so-so, or needing-improvement.  But, like keeping your body fit, keeping your credit fit requires ongoing maintenance. Why should you care? […]

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Managing credit and more – October Home and Mortgage Newsletter

October 2, 2013 | By | Add a Comment

In this issue of Home and Mortgage… Did you know that almost half of home owners sleepwalk through their mortgage renewal?  Why they’re missing out on the opportunity to save thousands of dollars on their mortgage. Mortgage rates on the rise? No need to panic; here are five way sto prepare for higher mortgage rates. Why […]

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Protect your credit! Don’t be seduced into getting that department store card…

November 12, 2012 | By | 1 Comment

Applying for that store card can hurt you This is one of my pet peeves:  you walk into a store, go to make your purchase, and when you line up at the cash register, the clerk suggests perkily:  “Would you like to apply for our (fill-in-the-blank) Store Card? You can save $X dollars (or X […]

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Less Than Perfect Credit

November 6, 2011 | By | 2 Comments

So, your credit has been less than perfect? Does this mean that you can’t qualify for a mortgage? Not at all!  You can still get a mortgage with bad credit.  One message I always try to get across to people is that there is a solution for every problem. Some may take a little more […]

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Repairing Bruised Credit

June 29, 2011 | By | 5 Comments

Less than perfect credit? So you have checked your credit and discovered, to your dismay, that it is not ideal. Perhaps you’ve missed a few payments, had a debt end up with a credit collection agency, or, most seriously, declared bankruptcy or agreed to a consumer proposal. As I’ve explained elsewhere on this site, this is not […]

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